COOPERATION AGREEMENT SIGNED BETWEEN TÜRSAB AND DENIZBANK TO SUPPORT THE FINANCIAL PROCESSES OF OUR TRAVEL AGENCIES

A cooperation agreement between TÜRSAB and DenizBank, aimed at supporting the financial processes of our travel agencies, was signed on June 16, 2026, following a meeting held at TÜRSAB Headquarters.

The agreement was signed with the participation of TÜRSAB Vice President Davut Günaydın, İstanbul Avrupa Regional Representative Board President Servet İtik, Financial and Corporate Functions Group Head Neslihan Örnek, and the accompanying TÜRSAB delegation. On behalf of DenizBank, the agreement was signed by Europe Region Deputy Director Vehbi Murat Çınar, Retail Banking Group Payment Systems Merchant Relations Management Group Manager Mehmet Akalan, and the accompanying DenizBank delegation.

Within the scope of the agreement, DenizBank’s “Cirom Card” solution enables single-installment transactions carried out via DenizBank POS terminals to be transferred to a corporate credit card without commission, allowing businesses to utilize their revenues in their operational expenses.

In this context, travel agencies will be provided with POS devices restricted to single-installment transactions and a Bonus Business Card with a 1 TL limit. Depending on operational needs, one of the following two models will be implemented across all POS types:

1. Model – Cirom Card
• POS terminals with next-day value date and 0% commission will be provided.
• A Bonus Business Card with a 1 TL limit will be issued simultaneously.
• Transactions processed through the POS will be manually transferred by the branch or agency to the card linked to the POS.

2. Model – Cirom Card Refund System
• POS terminals with next-day value date and 3.15% commission will be provided.
• A Bonus Business Card with a 1 TL limit will be issued simultaneously.
• Transactions processed through the POS will be automatically transferred to the company’s demand deposit account.
 

* The calculated 3.15% commission for amounts transferred from the current account to the card will be refunded to the card by the branch in the following month.
* The refund calculation cannot exceed the monthly POS turnover.

Example: If the monthly POS turnover is 10,000,000 TL and the amount transferred to the card is 5,000,000 TL: POS commission: 10,000,000 TL x 3.15% = 315,000 TL Commission refund: 5,000,000 TL x 3.15% = 157,500 TL

CARD USAGE FEATURES

• The card can be used on all bank POS terminals.
• It is enabled for international use and disabled for cash withdrawals.
• It can be used for bill payments, online transactions, and MOTO transactions.

For detailed information, please visit the nearest DenizBank branches.

We are pleased to provide you with this information.